:root{--navy:#071b45;--pink:#c61154;--gold:#ba9451;--ink:#172844}*{box-sizing:border-box}body{margin:0;background:#f4f6fb;color:var(--ink);font-family:Arial,sans-serif;line-height:1.65}a{color:#173e79;text-underline-offset:3px}a:hover{text-decoration:underline}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #ba9451;outline-offset:4px}.guide-wrap{max-width:1160px;margin:auto;padding:20px}.site-header{display:flex;align-items:center;gap:18px;background:var(--navy);color:#fff;padding:20px;border-radius:18px}.site-header p{margin:0;font-size:14px}.site-header strong{font-size:23px}.site-header img{object-fit:contain;height:auto;border-radius:0}.brand-logo{width:86px;max-height:110px}.partner-logo{width:150px;max-height:90px;margin-left:auto;background:white;padding:8px}.site-nav{display:flex;gap:8px 20px;flex-wrap:wrap;padding:18px 6px}.site-nav a{font-weight:bold;color:var(--navy);padding:5px 0}.guide-wrap section,.guide-wrap article.article-body{background:#fff;border-radius:22px;padding:32px;margin:22px 0}.guide-wrap h1{font-size:clamp(30px,4vw,48px);line-height:1.15;max-width:900px}.guide-wrap h2{font-size:25px;line-height:1.25}.guide-wrap h3{line-height:1.3}.eyebrow{color:var(--pink);font-size:14px;font-weight:bold;letter-spacing:.05em}.lead{font-size:20px;max-width:850px}.meta,.note{font-size:14px;color:#53607a}.guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.guide-card{padding:24px;background:#fff;border:1px solid #dce3ed;border-top:3px solid var(--gold);border-radius:16px}.guide-card h2{font-size:23px}.category-links{display:flex;flex-wrap:wrap;gap:10px}.category-links a{padding:10px 16px;border:1px solid #ccd5e5;border-radius:30px;background:white;text-decoration:none}.category-links [aria-current]{background:var(--navy);color:white}.article-body{max-width:850px}.article-body h2{margin-top:32px}.quick-answer,.example,.checklist{background:#f1f4fa;border-left:4px solid var(--gold);padding:20px;margin:24px 0}.checklist label{display:flex;gap:10px;margin:10px 0}.checklist input{width:18px;height:18px;flex-shrink:0}.actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}.btn,.guide-wrap button{display:inline-block;background:var(--pink);color:white;padding:13px 20px;border:0;border-radius:10px;font-size:16px;font-weight:bold;text-decoration:none;cursor:pointer}.secondary{background:var(--navy)}.guide-wrap .guide-contact{background:var(--navy);color:white}.guide-contact a{color:white}.guide-contact .secondary{border:1px solid white}.site-footer{text-align:center;padding:25px;font-size:14px}.guide-wrap details{padding:18px 0;border-bottom:1px solid #dde3ed}.guide-wrap summary{cursor:pointer;font-weight:bold}.about-photo{width:100%;max-width:330px;height:auto;border-radius:16px}.about-grid{display:grid;grid-template-columns:330px 1fr;gap:30px;align-items:start}.skip-link{position:absolute;top:-100px;left:20px;background:#fff;padding:12px;z-index:100}.skip-link:focus{top:10px}.breadcrumbs{font-size:14px;padding:12px 0}.product-form label{display:block}.product-form input{width:100%;padding:12px;margin:7px 0 16px;border:1px solid #aab5c7;border-radius:8px}.brandbar img{object-fit:contain!important;height:auto!important;border-radius:0!important}.wrap .site-nav{background:white;border-radius:12px;margin:12px 0}.wrap .guide-grid{margin:18px 0}.wrap .partner-mark{width:160px;height:auto;object-fit:contain}.wrap .guide-contact{background:#eef2f8;border-radius:16px;padding:24px}.wrap .guide-card h2{font-size:23px}.wrap .product-form input{width:100%}@media(max-width:760px){.guide-grid,.about-grid{grid-template-columns:1fr}.guide-wrap{padding:14px}.guide-wrap section,.guide-wrap article.article-body{padding:22px}.site-header{gap:12px;padding:14px}.site-header strong{font-size:18px}.site-header p{font-size:12px}.brand-logo{width:60px}.partner-logo{width:100px}.site-nav{gap:8px 14px}.site-header div{flex:1}.actions .btn{max-width:100%}}@media print{body{background:white;color:black}.site-header,.site-nav,.site-footer,.guide-contact,.skip-link,.print-button,.product-form{display:none!important}.guide-wrap{max-width:none;padding:0}.guide-wrap section,.guide-wrap article.article-body{padding:0;border:0}.checklist{break-inside:avoid}a{color:black}.guide-grid{display:block}}

/* Wspólna identyfikacja PRASAL360 */
:root{--navy:#081c3e;--pink:#c61154;--gold:#ba9451;--ink:#182a45}
body{background:#f5f6f9;color:var(--ink);line-height:1.65}
.wrap,.guide-wrap{max-width:1180px;padding:24px;margin:auto}
.masthead{position:relative;background:white;border:1px solid #e3e7ee;border-radius:18px;box-shadow:0 8px 28px #081c3e06;margin:0 0 28px}
.masthead-top{display:flex;align-items:center;gap:24px;padding:18px 24px}
.brand-home{display:flex;align-items:center;gap:14px;color:var(--navy);text-decoration:none;min-width:0}
.brand-home:hover{text-decoration:none}.brand-home img{width:68px;height:auto;object-fit:contain;border-radius:8px;flex:none}.brand-home strong{display:block;font-size:22px;letter-spacing:.02em}.brand-home small{display:block;font-size:12px;color:#59677c}
.partner{margin-left:auto;display:flex;flex-direction:column;align-items:center;flex:none}.partner span{font-size:10px;color:#59677c}.partner img{width:125px;height:auto;max-height:70px;object-fit:contain}
.header-phone{color:var(--navy);font-size:18px;font-weight:700;text-decoration:none;white-space:nowrap}
.desktop-nav{display:flex;align-items:center;justify-content:center;gap:32px;border-top:1px solid #edf0f5;padding:14px 20px}.desktop-nav a{font-size:14px;font-weight:bold;text-decoration:none;color:#35465e}.desktop-nav a:hover,.desktop-nav a[aria-current=page]{color:var(--pink)}
.mobile-menu{display:none}.contact-dock{display:none}
.wrap section,.guide-wrap section,.guide-wrap article.article-body{border-radius:18px;border:1px solid #e5e9f0;padding:36px;margin:28px 0;box-shadow:0 5px 22px #081c3e03}
.home-hero{grid-template-columns:minmax(0,1fr) minmax(0,420px);gap:48px;overflow:hidden}
.wrap .home-hero h1{font-size:clamp(36px,4.7vw,58px);line-height:1.08;letter-spacing:-.035em;margin:22px 0}.home-hero h1 span{color:#9b7537}.hero-subtitle{font-weight:700;font-size:20px}.home-hero p{line-height:1.65}.home-hero>img{border-radius:14px;max-width:100%;height:auto}.home-hero .pink{font-size:14px;line-height:1.5}.hero-form-link{display:inline-block;font-size:14px;margin-top:18px;color:#43566f}
.btn,.wrap .btn,.guide-wrap .btn,.guide-wrap button,.wrap button{background:var(--pink);border-radius:9px;padding:13px 20px;line-height:1.45;font-size:15px;color:white;text-decoration:none;border:1px solid transparent;cursor:pointer}.btn:hover{filter:brightness(.94);text-decoration:none}.btn.secondary,.wrap .btn.secondary{background:var(--navy);color:white}.btn-facebook,.wrap .btn-facebook{background:var(--navy)}
.guide-wrap h1{letter-spacing:-.025em;font-size:clamp(30px,4vw,46px);overflow-wrap:break-word}.wrap h2,.guide-wrap h2{font-size:27px;letter-spacing:-.015em}.wrap h3,.guide-wrap h3{font-size:20px}.guide-card{box-shadow:none;border-top:3px solid var(--gold);border-radius:12px;background:#fff}.guide-card h2,.wrap .guide-card h2{font-size:22px}.guide-card h2 a{color:var(--navy);text-decoration:none}.guide-card h2 a:hover{text-decoration:underline}.guide-card p{font-size:15px;line-height:1.7}.guide-card>a{font-size:14px;font-weight:bold;color:var(--pink)}
.cards{gap:16px}.card{background:#f6f7fa;border:1px solid #e2e7ef;border-radius:12px;padding:22px;line-height:1.65}.card strong{display:inline-block;margin-bottom:8px}.card .more{font-size:14px}.dark{background:var(--navy)}
.article-body{max-width:870px;margin-left:auto!important;margin-right:auto!important}.article-body>p,.article-body>ul{font-size:17px;line-height:1.8}.article-body .meta,.article-body .note{font-size:14px}.article-body nav{padding:20px;background:#f8f9fb;border-radius:10px}.guide-wrap .guide-contact{background:var(--navy)}
.fb-top{margin:28px 0;background:#eef2f8;border:1px solid #dce3ed}.fb-top .btn{background:var(--navy)}.category-links a{font-size:14px}.site-footer{border-top:1px solid #dee5ef;margin-top:36px}
@media(max-width:900px){.header-phone{display:none}.home-hero{gap:28px;grid-template-columns:minmax(0,1fr) minmax(0,340px)}.desktop-nav{gap:24px}.masthead-top{gap:16px}}
@media(max-width:760px){body{padding-bottom:72px}.wrap,.guide-wrap{padding:16px}.masthead{margin-bottom:20px;border-radius:14px}.masthead-top{padding:12px;gap:10px;flex-wrap:wrap}.brand-home{flex:1}.brand-home img{width:48px;border-radius:5px}.brand-home strong{font-size:18px}.brand-home small{font-size:10px}.partner{order:3;flex-basis:100%;border-top:1px solid #edf0f5;padding-top:8px;flex-direction:row;justify-content:center;gap:10px;margin:0}.partner img{width:94px;max-height:42px}.desktop-nav{display:none}.mobile-menu{display:block;padding:0!important;border:0!important;margin:0!important}.mobile-menu summary{list-style:none;border:1px solid #cdd6e4;border-radius:7px;padding:8px 10px;font-size:13px;color:var(--navy);font-weight:bold;cursor:pointer}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu[open] summary{background:var(--navy);color:white}.mobile-menu nav{position:absolute;top:74px;left:0;right:0;padding:14px;background:#fff;border:1px solid #dce3ed;border-radius:12px;box-shadow:0 12px 30px #081c3e20;z-index:20;display:grid;grid-template-columns:1fr 1fr;gap:6px}.mobile-menu nav a{display:block;padding:10px;text-decoration:none;color:var(--navy);font-size:14px}.mobile-menu nav a:hover{background:#f4f6fa;border-radius:5px}
.wrap section,.guide-wrap section,.guide-wrap article.article-body{padding:24px 20px;margin:20px 0;border-radius:14px}.wrap .home-hero{grid-template-columns:minmax(0,1fr);gap:24px}.wrap .home-hero h1{font-size:clamp(30px,8vw,42px);line-height:1.1;margin:18px 0}.hero-subtitle{font-size:17px}.home-hero .pink{font-size:12px}.home-hero p{font-size:15px}.home-hero>img{max-height:530px;object-fit:contain;background:#081c3e}.home-hero .actions{display:grid;grid-template-columns:1fr;gap:10px}.home-hero .btn{text-align:center;width:100%;padding:13px 10px}.wrap h2,.guide-wrap h2{font-size:23px}.guide-wrap h1{font-size:clamp(27px,7.7vw,36px);line-height:1.16}.guide-wrap .lead{font-size:17px}.article-body>p,.article-body>ul{font-size:16px}.guide-card{padding:20px}.cards,.guide-grid{grid-template-columns:minmax(0,1fr)}.wrap .hero h1{overflow-wrap:break-word;font-size:clamp(28px,7.8vw,36px)}.actions{gap:10px}.contact-dock{position:fixed;bottom:0;left:0;right:0;z-index:30;background:#fff;border-top:1px solid #dce3ed;padding:10px 16px calc(10px + env(safe-area-inset-bottom));display:grid;grid-template-columns:1fr 1fr;gap:10px;box-shadow:0 -4px 20px #081c3e0a}.contact-dock a{text-align:center;text-decoration:none;background:var(--navy);color:#fff;padding:10px 12px;border-radius:8px;font-size:14px;font-weight:bold}.contact-dock a:last-child{background:var(--pink)}.about-grid{grid-template-columns:minmax(0,1fr)}.about-photo{margin:auto}.fb-top p{font-size:14px}.fb-top .btn{white-space:normal}}
@media(max-width:350px){.brand-home small{font-size:9px}.brand-home img{width:40px}.masthead-top{gap:7px}.brand-home{gap:8px}.brand-home strong{font-size:16px}.mobile-menu summary{padding:7px}.wrap,.guide-wrap{padding:12px}}
@media print{body{padding:0}.masthead,.contact-dock{display:none!important}.wrap section,.guide-wrap section,.guide-wrap article.article-body{border:0;box-shadow:none}.article-body{max-width:none}}

/* Link partnerski Generali */
.wrap .eshop-section{border-top:3px solid var(--gold)}.eshop-contact-note{background:#f1f4f9;border-left:3px solid var(--gold);padding:18px 20px;border-radius:8px;margin:20px 0}.eshop-contact-note p{margin:6px 0 0}.eshop-contact-note a{font-weight:bold}.eshop-section .note{margin-bottom:0}@media(max-width:760px){.eshop-section .actions{display:grid;grid-template-columns:minmax(0,1fr)}.eshop-section .btn{text-align:center}.eshop-contact-note{padding:16px}.eshop-contact-note p{font-size:15px}}

/* Ilustracje kategorii – autorska grafika ImageGen, dziewięć scen */
.card.service-card{padding:0;background:#fff;overflow:hidden;border:1px solid #dde4ed;box-shadow:0 3px 14px #081c3e06;transition:transform .2s ease,box-shadow .2s ease}.card.service-card>a{display:flex;flex-direction:column;height:100%;text-decoration:none}.service-copy{display:block;padding:22px;flex:1}.service-copy strong{font-size:18px;line-height:1.35}.service-art{display:block;width:100%;aspect-ratio:3/2;background-image:url('/assets/grafiki-ubezpieczen.webp');background-repeat:no-repeat;background-size:300% 300.293%;background-position:0 0;flex-shrink:0;border-bottom:1px solid #e6e9ee}.art-auto{background-position:0 0}.art-assistance{background-position:50% 0}.art-rodzina{background-position:100% 0}.art-zdrowie,.art-szkola,.art-dom{background-size:300% 309.365%;background-position-y:49.206%}.art-zdrowie{background-position-x:0}.art-szkola{background-position-x:50%}.art-dom{background-position-x:100%}.art-mieszkanie,.art-podroze,.art-firma{background-size:300% 290.909%;background-position-y:100%}.art-mieszkanie{background-position-x:0}.art-podroze{background-position-x:50%}.art-firma{background-position-x:100%}.card.service-card:hover{transform:translateY(-4px);box-shadow:0 12px 28px #081c3e12}.card.service-card a:hover .more{text-decoration:underline}.service-card a:focus-visible{outline-offset:-4px}.service-copy .more{display:block;margin-top:16px}@media(max-width:760px){.service-copy{padding:20px}.service-copy strong{font-size:18px}}@media(prefers-reduced-motion:reduce){.card.service-card{transition:none}.card.service-card:hover{transform:none}}@media print{.service-art{print-color-adjust:exact;-webkit-print-color-adjust:exact}}

/* Wizualny poradnik i etapy współpracy */
.guide-card.illustrated-guide{padding:0;overflow:hidden;border-top:0}.guide-card.illustrated-guide .guide-card-copy{padding:24px;border-top:3px solid var(--gold)}.guide-card-copy .eyebrow{margin-top:0}.guide-card-copy>a{font-size:14px;font-weight:bold;color:var(--pink)}.guide-image-link{display:block}.guide-image-link:focus-visible{outline-offset:-4px}.article-cover{max-width:560px;margin:24px auto;border-radius:12px;overflow:hidden}.article-cover .service-art{border:0}.guide-card.illustrated-guide:hover{box-shadow:0 10px 24px #081c3e0b}
.process-section{background:linear-gradient(130deg,#fff,#f6f4ef)!important}.process-intro{max-width:680px}.process-steps{list-style:none;padding:0;margin:30px 0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;counter-reset:none}.process-steps li{padding:22px 18px;border:1px solid #dfe5ed;background:#fff;border-radius:12px;position:relative}.process-steps h3{font-size:18px;margin:18px 0 8px;color:var(--navy)}.process-steps p{font-size:15px;line-height:1.65;margin:0}.step-icon{width:58px;height:58px;border:1px solid #d7c4a1;border-radius:16px;background:#f7f3eb;color:var(--navy);position:relative;display:grid;place-items:center}.step-icon svg{width:30px;height:30px}.step-number{position:absolute;top:-8px;right:-8px;width:23px;height:23px;border-radius:50%;background:var(--navy);color:#fff;font-size:12px;font-weight:bold;display:grid;place-items:center}
.article-body .coverage-comparison{padding:24px;border:1px solid #dfe5ed;background:#f8f9fc;border-radius:12px;margin:28px 0;box-shadow:none}.comparison-scroll{overflow-x:auto;border-radius:9px;border:1px solid #dde4ee;background:#fff}.coverage-comparison table{border-collapse:collapse;width:100%;min-width:520px;font-size:14px;line-height:1.6}.coverage-comparison caption{text-align:left;padding:14px;font-weight:bold;background:#fff;color:var(--navy)}.coverage-comparison th,.coverage-comparison td{padding:14px;text-align:left;vertical-align:top;border-bottom:1px solid #dde4ee}.coverage-comparison thead th{background:var(--navy);color:white}.coverage-comparison th[scope=row]{width:23%;color:var(--navy);background:#f5f7fa}.coverage-comparison tbody tr:last-child>*{border-bottom:0}.coverage-comparison .note{margin-bottom:0}
@media(max-width:900px){.process-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.guide-card.illustrated-guide .guide-card-copy{padding:20px}.process-steps{grid-template-columns:minmax(0,1fr);gap:12px;margin:24px 0}.process-steps li{padding:20px}.process-steps h3{margin-top:14px}.article-body .coverage-comparison{padding:16px}.comparison-scroll:before{content:"Przesuń tabelę w bok, aby zobaczyć obie kolumny →";display:block;font-size:12px;padding:10px 14px;color:#59677c;border-bottom:1px solid #dde4ee}.article-cover{margin:22px 0}}
@media print{.process-steps{grid-template-columns:repeat(2,minmax(0,1fr))}.process-steps li,.article-cover{break-inside:avoid}.comparison-scroll{overflow:visible}.coverage-comparison table{min-width:0}.comparison-scroll:before{display:none}}

/* Historia klienta i trzy pytania przed rozmową */
.wrap .story-section{background:linear-gradient(140deg,#fff 55%,#faf7f0);border-top:3px solid var(--gold)}.story-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:36px;align-items:center}.story-copy .eyebrow{margin-top:0}.story-copy h2{font-size:34px;line-height:1.18;max-width:500px}.story-lead{font-size:18px;line-height:1.8;color:var(--navy)}.story-copy p{line-height:1.8}.story-signature{font-weight:bold;margin-top:22px}.story-signature span{display:block;font-size:13px;font-weight:normal;color:#59677c}.story-mosaic{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.story-mosaic figure{margin:0;overflow:hidden;border-radius:12px;background:white;border:1px solid #e4e8ee}.story-mosaic .service-art{border:0}.story-mosaic figcaption{padding:10px 12px;font-size:12px;font-weight:bold;color:var(--navy)}.story-questions{margin:30px 0;padding-top:24px;border-top:1px solid #e1e6ed}.story-questions h3{font-size:20px;margin:0 0 18px}.story-questions ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.story-questions li{background:#f3f5f9;border:1px solid #e1e7ee;border-radius:12px;padding:18px}.story-questions li>span{font-size:12px;font-weight:bold;color:#8a682d;letter-spacing:.1em}.story-questions p{font-weight:bold;font-size:16px;line-height:1.6;margin:8px 0 0}.story-whatsapp{font-size:14px;font-weight:bold}.story-section .actions{margin-top:22px}
@media(max-width:900px){.story-layout{grid-template-columns:minmax(0,1fr)}.story-mosaic{max-width:560px}.story-copy h2{max-width:none}}
@media(max-width:760px){.story-copy h2{font-size:27px}.story-lead{font-size:17px}.story-questions ul{grid-template-columns:minmax(0,1fr)}.story-questions li{padding:16px}.story-questions p{font-size:15px}.story-section .actions{display:grid;grid-template-columns:minmax(0,1fr)}.story-section .btn{text-align:center}.story-mosaic{gap:10px}.story-mosaic figcaption{font-size:11px;padding:9px}.story-copy .eyebrow{font-size:12px}.story-layout{gap:20px}}
@media print{.story-questions li,.story-mosaic figure{break-inside:avoid}}

.metrics-settings-link{font:inherit;color:#173e79;border:0;padding:0;background:none;text-decoration:underline;cursor:pointer}.metrics-dialog{border:1px solid #dbe2ec;border-radius:14px;max-width:520px;width:calc(100% - 32px);padding:26px;color:var(--ink);box-shadow:0 20px 70px #071b4530}.metrics-dialog::backdrop{background:#081c3e50}.metrics-dialog h2{font-size:23px;margin:0 0 14px}.metrics-dialog p{font-size:15px;line-height:1.65}.metrics-dialog .actions{gap:12px}.metrics-dialog button{font-size:14px;padding:12px 16px;border-radius:8px;border:1px solid #b5c1d3;background:#fff;color:var(--navy);font-weight:bold;cursor:pointer}.metrics-dialog button:hover{background:#edf1f7}.metrics-dialog .metrics-more{display:block;margin-top:16px;font-size:13px}.service-faq details{padding:16px 0;border-bottom:1px solid #dce3ee}.service-faq summary{cursor:pointer;font-weight:bold}.service-faq p{font-size:15px}@media(max-width:760px){.metrics-dialog .actions{display:grid;grid-template-columns:1fr}.metrics-dialog{padding:22px}.metrics-dialog button{width:100%}}
.metrics-dialog{position:fixed;inset:auto 18px 18px auto;margin:0;z-index:60}.metrics-dialog[open]{display:block}@media(max-width:760px){.metrics-dialog{inset:auto 16px calc(78px + env(safe-area-inset-bottom)) 16px;max-height:65vh;overflow:auto}}@media print{.metrics-dialog{display:none!important}}